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What kinds of loss of or damage to property does renters insurance cover?

This depends on the company from which you purchase your renters insurance. Nevertheless, many companies cover:

  • fire
  • lightning
  • theft
  • smoke
  • vandalsm
  • windstorm or hail

Other types of coverage, depending on the company, may include:

  • floods
  • damage from a burst water pipe
  • riots or civil commotion
  • aircrafts and vehicles
  • freezing of plumbing system
  • falling objects
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